The last thing anyone anticipates happening after they have hopped into an Uber is that they will endure a collision before reaching their destination. But ride-sharing accidents can and do happen. In some cases, the Uber driver hired is the person at-fault. So what does this mean for you, as the passenger involved in an accident like this? You may have been hurt and now don’t know what to do.
We suggest victims meet with an experienced Delray Beach, Florida Uber accident lawyer shortly after a collision, so they can be advised as to all available courses of action related to the specifics of their unique situations. Every auto accident is different, so it is generally important to speak with an attorney before making assumptions or committing to a specific legal strategy. The team at The Law Offices of Eric H. Luckman, P.A. has extensive experience with ridesharing accidents and will be happy to help you explore your legal options in the wake of a collision.
Uber Accident Policy
If you were a passenger that recently involved in an Uber accident, please know that Uber does have a policy in place for when this happens. The policy covers the driver and passengers up to a certain amount. However, there is a catch. This coverage only comes into effect if the Uber driver’s bodily injury coverage is insufficient. Uber’s coverage jumps into effect for very specific scenarios, which is outlined in Uber’s insurance policy. As a result, Uber accidents often involve more than one insurance policy and more than one governing insurance company. Working with an experienced Delray Beach, FL Uber accident lawyer will help to lift the burden of negotiating with multiple insurance companies off your shoulders so that you can focus on recovery.
How Insurance Companies Work
It is important for victims of Uber accidents to understand that insurance companies are not always on their side. In fact, most insurance companies want to pay out as little as possible to victims of collisions. Even if you did exhaust the driver’s insurance coverage and are now receiving compensation from Uber, you may not be offered a fair amount. Victims of accidents may be quick to sign a settlement offer from Uber, assuming that it is better to get some amount than nothing at all.
However, a Delray Beach, FL Uber accident lawyer can fight for a settlement that actually covers your injuries, damages, pain and suffering, loss of earnings, and more. We suggest not signing any contracts until you have spoken with a member of our legal team for guidance. That way, you can make an informed decision instead of signing away your rights to additional compensation without understanding the limitations of such actions.
Suing the Uber Driver for Damages
In most cases, passengers of an Uber accident won’t be suing Uber directly. Instead, victims may file a lawsuit against drivers liable for the harm they have suffered. Uber drivers are hired as independent contractors and not employees, which is a crucial distinction in the eyes of the law. Because Uber drivers are not categorized as employees, Uber can fight against liability for crashes. Passengers may have options depending on the laws passed by the state in which the crash occurred. A Delray Beach, FL Uber accident lawyer can help you decide how to pursue compensation based on the circumstances of your accident. Even if you feel as though Uber and the driver’s insurance company are not on your side, know that our firm has your best of interests in mind. Please call today before medical bills and other losses start to pile up.