Insurance Lawyer Delray Beach, FL
If an insurance company is giving you a difficult time over a claim you have filed and you need an insurance lawyer Delray Beach, FL residents count on, contact the Law Office of The Law Office of Eric H. Luckman, P.A. Attorney Eric H. Luckman has successfully represented many clients who have found themselves overwhelmed by insurance company tactics.
Some of the types of claims that an experienced insurance lawyer in Delray Beach, FL may assist with include:
Acting in Bad Faith
A seasoned insurance lawyer Delray Beach, FL offers may be experienced in dealing with insurance companies who operate in bad faith. Under Florida law, if a consumer purchases insurance – such as life or disability insurance – the insurance company has a duty to act in “good faith.” This means that if the consumer files a valid claim, the insurance company is obligated to pay the claim. However, if they refuse to pay or investigate the consumer in an attempt to get out of paying, this is referred to as “bad faith.” If your insurance company acted in bad faith after you filed a valid claim, you may be able to file a claim against them.
Homeowner’s Insurance Claims
When you purchase homeowner’s insurance, you hope you never have to use it. This insurance typically covers loss or damage to your home, including personal property. Coverage can also include living expenses that are incurred during the time your home is being repaired or replaced due to those damages. Another protection homeowner’s insurance provides is liability in case someone is injured while on their property.
Unfortunately, if a homeowner does file a claim, an insurance lawyer Delray Beach, FL homeowners recommend knows that some insurance companies attempt to deny the claim or try to pay less than what is justified.
Other Types of Insurance Claims
There are multiple types of insurance claim issues that Eric H. Luckman may assist you with, such as:
- Disability Insurance Claims
- Commercial General Liability Coverage Claims
- Motor Vehicle Insurance Coverage Claims
- Home Healthcare / Long Term Care Claims
- HMO / Managed Care Claim Denials
- Health Insurance Claims
- Life Insurance Claims
- Business Interruption / Business Overhead Expense Claims
- Insurance Agent Errors / Omissions Claims
Help With Your Insurance Claim After a Burglary
A burglary can happen at any time. Perhaps you were out to dinner with a loved one and returned to find your home vandalized. Or, perhaps you were on a trip out-of-state only to come back and realize someone had stolen many of your household items. When you realize that someone has burglarized your home, you are likely feeling incredibly stressed, scared, and unsure of what the next steps are. However, aside from calling the police, one of the few things you should do immediately is know what the proper steps are for filing an insurance claim. If someone broke into your home and burglarized it, please reach out to a Delray Beach, Florida insurance lawyer today. It is important that you know you have someone on your side who will be compassionate and help you get the necessary paperwork done after your life turned upside down.
Top Four Steps To Take When Someone Has Burglarized Your House
Filing an insurance claim does not have to be tricky. However, it is very important that you take the necessary steps toward filing your claim so you can ensure you have all the evidence you need.
Step #1. Report the Burglary to the Police. When someone has burglarized your house, this is no small crime. In some cases, you may not be sure of the extent of the damage, and in other cases, you may know exactly what they stole. When you realize that someone has burglarized your house, contact the police as soon as possible. Give them as many details as you can, including when you think it might have happened, what was stolen, the property value of what was stolen and damaged, and if you have any cameras or recording devices that can help with the case.
Step #2. Go Over Stolen Items. This is very important because you want to know precisely what the burglar stole from your home. Always check common areas, including:
- Your jewelry boxes
- Your home office
- Your safe
- Your electronic devices, and
- Any place you keep valuables
It can cause more headaches to report items as stolen if you accidentally misplaced them, so try to keep an accurate list.
Step #3. Keep Track of Any Damage. When someone burglarizes your home, it is very common for another aspect of this case to be damage to your home. If this is true for you, document—write down in detail and photograph—damage like broken doors or windows. Making sure you document this damage is very important.
Step #4. Report This Crime to Your Insurance Company. Once you have detailed what you know about the burglary and spoken with the police, call your insurance company as soon as you can. You want to give them as much detail as possible about what happened and discuss any evidence.
Let an Insurance Lawyer Delray Beach, FL Trusts Advocate for You
If you are dealing with a situation involving insurance claims and insurance companies, you need a Delray Beach insurance attorney to help navigate through the complexities that often arise in these situations. Attorney Eric H. Luckman has more than three decades of experience advocating for clients who have been denied and bullied by insurance companies over benefits they rightfully deserve.
Attorney Luckman is “AV” rated by Martindale –Hubbell and board certified in civil trial law by the Florida Bar since 1993. He has consistently been named as a “Florida Super Lawyer” in insurance law on an annual basis, a recognition only bestowed on approximately 20 lawyers statewide.
If you would like to speak with a skilled an insurance lawyer Delray Beach, FL clients depend on, call (561) 867-6010 for a free case evaluation.
Insurance Bad Faith
Disability Insurance Claims
Commercial General Liability Coverage Claims
Motor Vehicle Insurance Coverage Claims
Home Healthcare / Long Term Care Claims
HMO / Managed Care Claim Denials
Health Insurance Claims
Life Insurance Claims
Business Interruption / Business Overhead Expense Claims
Insurance Agent Errors / Omissions Claims