Category: Personal Injury

Determining If Your Personal Injury Claim Covers Chiropractic Treatment

Chiropractic Care

When it comes to a personal injury claim, you want to ensure you have the evidence necessary to support the claim and support the type of treatment that you received. Especially when someone else’s negligence caused you to be injured in your back, neck, or shoulders, it is not uncommon at all for the victim to seek treatment in the form of chiropractic care. So, if you were recently injured and you are seeking medical help from a chiropractor, you should speak with your attorney about what you will need from you chiropractor in terms of documentation to help support your personal injury claim. Many chiropractors are used to working with attorneys and with their patients to support this type of claim. If you would like to speak with a chiropractor about this now, set up your first consultation and see how they can help you on the road to recovery.

What do you need to prove with chiropractic treatment?

When you want the defendant in your personal injury claim to pay for your treatment after they caused you to become injured, you and your attorney must show that your medical expenses were necessary and that the form of treatment you sought helped you specifically after the accident. You may get chiropractic treatment after your accident but the jury deciding on your claim may not believe that the specific treatment you received was necessary to help you recover. When you go to your chiropractor, you will want them to document as much information as possible about your injuries. This can include things like:

  • What your symptoms are after the accident.
  • What x-rays show regarding your injuries.
  • The treatment plan they devised and provided.
  • A clear and detailed bill showing the cost breakdown of your treatment.

If your chiropractor is unable to provide clear and detailed records regarding your treatment, a jury may not deem that specific type of treatment as necessary, and thus they may not award you the money you need for your medical bills.

It is also possible to speak with your attorney about getting an expert witness to testify on your behalf and discuss why that specific chiropractic treatment was necessary for your injuries if the medical treatment is contested.

Will a jury consider chiropractic expenses to be medical expenses?

The question should not lie in whether or not chiropractic care is considered a medical expense. However, the question typically comes up because chiropractic care can add up to be large expenses, especially when you need to go back for recurring treatment after a personal injury. Many times, chiropractic treatments happen multiple times a week over the course of many months. So, a jury may believe that a certain amount of chiropractic treatment is necessary, but potentially not all of it. When this happens, they may only make the defendant pay part of the bill.

If you were injured because of someone else’s negligence and are seeking compensation for your chiropractic care in Gaithersburg, MD expenses, reach out to a chiropractor to see how they can help you with your claim.

Thanks to Pain Arthritis Relief Center for their insight into chiropractic care and personal injury claims.

Personal Injury Lawyer FAQ: What are Considered to Be Unethical Insurance Practices?

Personal Injury Lawyer

Insurance is meant to protect the policyholder and others from extensive financial losses. However, it is possible for an insurance company to engage in practices that only serve their interests, and could be considered unethical practice. As a personal injury lawyer, we have known of cases that have involved the following unethical practices:

Failure to Communicate – If the insurance company does not notify you when it makes a decision regarding a claim, fails to return your emails or calls, it may be an ethical practice.

Purposely Delaying a Settlement – An insurance company who does not settle in a timely manner, and without good reason, may not be engaging in fair practices. They may do this with the hopes that you will give up or forget about the settlement.

Unreasonable Requests or Demands – Typically this practice will be connected to the delayed settlement. The insurance company might ask of you unpractical or unreasonable demands in order to stall the claim. For example, they might tell you that a large number of documents must be submitted before the claims process can begin. If you don’t meet their demands, they might tell you that they will deny the claim.

Modifying or Voiding the Policy – Sometimes an insurance company will abruptly change a policy after a claim is filed. After, they might cite the policy as the reason why you won’t receive a settlement.

Improper Investigation – Insurance companies will almost certainly investigate a claim after it has been filed. If the company practices illegal methods of investigation or those that are otherwise unethical, it may not only constitute an unethical practice but could be illegal.

Withholding Important Information – It is the duty of an insurance company to disclose all relevant policy information to you; this includes the limits.

Conflict of Interest – In rare scenarios, an insurance company will handle your claim and that of the other parties. This could result in a conflict of interest and other potentially hazardous situations; such as bribery.

A Very Low Settlement – If the insurance company is offering you a settlement that is exceptionally low, and at the same time making up excuses or threatening you in one way or another, it may be a form of unethical practice. You should politely decline and talk with a personal injury lawyer.

Making Threats – If at anytime the insurance company is threatening you or verbally insulting you, it is unethical.

Identifying Unethical Practices By an Insurance Company

Most insurance companies will not engage in the above practices, but there is a small number who do. In general, every form of communication made between you and the insurance adjustor should be in writing. This begins with policy quotes. If at anytime there are changes in your policy, you should be notified and receive an endorsement summary. It is also important to understand your rights as a policyholder. If at anytime something does not seem right, you should consult a lawyer. Finally, following any accident involving negligence it is advisable to ask a personal injury lawyer Milwaukee, WI trusts to review your case before making any rash decisions.

Thanks to Hickey & Turim, SC for their insight into personal injury law and dealing with unethical insurance companies.

Insurance coverage for dog bites?

You were attacked and bitten by a dog, either while at someone’s home or off the dog owner’s property. Your injuries are serious and the dog owner tells you not to worry because their homeowner’s insurance will cover claim. Can you rest easy? Are all your bills and lost wages going to be taken care of? What about all your pain and suffering, mental anguish and loss of enjoyment of life? Are you going to be compensated for this? Continue reading “Insurance coverage for dog bites?”

Possible Cancer Risks from Chemical Dispersants Used by BP in Oil Spill

water and oil.jpgOur Florida toxic injury lawyer is well aware of some of the consequences that follow from major oil spills. These include things like high wildlife mortality rates, tarballs washing up on beaches, and imbalances in ocean and beach ecosystems. In addition to these problems, there are also other serious dangers, not just to wildlife, but to human life.

During the now-infamous BP oil spill that occurred in 2010, many concerns were raised about how the massive amounts of oil that leaked into the Gulf of Mexico every day for months would affect the health of people, especially those living in the coastal states, like Florida. Toxins that are released into the ocean can leach into the groundwater and eventually become part of the drinking water supply. When that happens, the results can be absolutely catastrophic. Depending on the type of toxins involved, it is possible that people may not even realize that they are drinking contaminated water until it is too late, and they have already contracted some kind of disease. Because it may take time to realize the water is not safe, a great number of people could be affected by the contamination before the problem can be remedied. Continue reading “Possible Cancer Risks from Chemical Dispersants Used by BP in Oil Spill”