After being in a car accident, you should speak with a trusted West Palm Beach, FL auto accident lawyer from the Law Office of Eric H. Luckman, P.A. Soon after your accident, it is possible a claims adjuster will call to speak with you. It’s your choice whether you speak with him or her or whether you refer the individual to your attorney. If you do decide to speak with an insurance claims adjuster, there are some things you should never say. The following are just five things an auto accident lawyer in West Palm Beach, Florida believes you should keep to yourself when speaking with the insurance company.
1. Personal Information
Chances are the adjuster already has your contact information on hand, and that’s really all you need to share. If you are employed and you wish to share where you work, you could, but it’s not required. You also don’t need to give out information regarding your work schedule, income, coworkers, personal relationships, or anything similar.
2. Accident Details
The claims adjuster may try to get you to divulge information that will direct liability away from the insurance company. You can give basic details about the accident, such as when and where it occurred, but anything else should be kept to yourself. Let the adjuster know you will describe details at a later time. With the help of your West Palm Beach auto accident lawyer, you will create a personal injury demand letter that will give more detailed information about the accident.
3. Injury Details
Under no circumstance should you describe details about your injuries. The adjuster’s job is to protect the insurance company, so he or she will want to determine that you have less injuries than you may actually have. It’s possible you will unknowingly downplay your injuries. It’s also possible you will not have discovered certain injuries quite yet. A good term to use with the claims adjuster is that you are “still treating” your injuries and just keep it there.
4. Settlement Acceptance
You should never accept a quick settlement. This is one thing that makes it dangerous for you to speak with the adjuster without your attorney present at all. You wouldn’t want to mistakenly agree to a settlement that wouldn’t give you the compensation you deserve.
5. Anything Uncomfortable
There are possible issues that may come up during the course of conversation with an insurance adjuster. Remember anything that doesn’t feel right probably isn’t right. If you are uncomfortable with any line of questioning or conversation, politely end the conversation and get in touch with your attorney.
Contacting an Auto Accident Lawyer in West Palm Beach, FL You Can Trust
If you were in a car accident and are receiving calls from the insurance claims adjuster, be careful what you say. For more guidance on what you should and should not talk about, contact your auto accident lawyer West Palm Beach, Florida residents trust from Law Office of Eric H. Luckman, P.A.