What Is Workers’ Compensation?

Construction Accident Lawyer

While employers often to their best to provide a safe and healthy environment for their employees to work in, accidents can occur and people can become injured. But what happened next? We spend a large amount of  time at work, so it is comforting to know that there are policies in place that assist you should you be injured at work or become sick due to your working conditions.

What is workers’ compensation?

Workers’ compensation is a system that varies state to state that provides benefits to employees should they become injured on the job. Because workers’ compensation is state-regulated, it’s important to do some research about what assistance is offered to you. Typically, the benefits afforded to an employee are payments for medical treatment and even a portion of your lost wages should you end up being unable to return to work as a result of your injury or illness.

What makes me eligible for workers’ compensation?

In order to be covered by workers’ compensation, you must be a employee and accidentally be injured or get sick from doing your job.

Collecting workers’ compensation is not the result of not wanting to work, but rather a way to ensure that employees are taken care of so that they can eventually return to work.

What kinds of injuries are typically covered under workers’ compensation?

The injury has to be unintentional (meaning you did not plan to become injured or purposely injure yourself) and the result of your employment. Here are a few examples of injuries that may be covered by workers’ compensation:

  • Faulty equipment that leads to injury
  • Physical injury that occurs while working
  • Repetitive motion injuries like carpal tunnel from typing on your computers.
  • Digestive disorders stemming from a high-stress work environment
  • Being exposed to harmful chemicals while working and developing breathing problems

These are just a few examples. You should report any injuries that you experience at work to your employer.

What if the accident was my fault?

Unlike a malpractice or personal injury claim, the employee involved in a workers’ compensation claim does not have to prove who is at fault for the accident. As long as you were not intoxicated at the time of the accident or inflicted the injury yourself, you should be eligible to collect workers’ compensation benefits.

I was injured at work. What do I do now?

The first and most important step is to report the accident to your employer as soon as possible. While the time limits differ depending on your state law, your claim could be denied if you wait too long. It is good practice to notify your employer even if you do not think that you are injured as a result of an accident because some injuries take a while to manifest. It’s better to be covered than sorry.

Did you or someone you know recently become injured or ill as a result of their work environment? Have questions about workers’ compensation or personal injury? If you have been seriously injured at work and believe that your injury will leave you disabled, you may want to contact an experienced attorney to help you with your claim. Make sure that you get all of the benefits you are entitled to. Contact a workers compensation lawyer Milwaukee, WI offers to schedule a consultation today.

 


 

Thank you to our friends and contributors at Hickey & Turim, SC for their insight into workers compensation claims.