An Insurance Coverage Lawyer West Palm Beach FL Offers Discusses Insurance Dispute Claims
If your insurance claim for medical care, property damage, or life insurance was denied, consider consulting an insurance coverage lawyer in West Palm Beach FL to discover your legal options. Call the Law Office of Eric H. Luckman, P.A. today.
Why Insurance Companies Often Deny Claims
It may be economically “wise” for an insurance company to act in bad faith when it comes to honoring customers’ claims. Every day, thousands of claims are filed with insurance companies which means those insurers must pay out millions of dollars every year. By denying claims that should be approved, insurance companies can save tremendous amounts of money. They also know that very few of their policyholders will contest a claim denial. In fact, only about five out of 100 policyholders who were denied justifiable compensation will actually dispute the decision. In general, when a dispute is contested, four of these five people will receive fair compensation. The remaining claim may escalate to a bad faith lawsuit which could result in the insurance company having to pay a substantial settlement to the policyholder.
Even after finally paying settlements after these disputes, the insurance company has still likely saved money by denying the other 95 claimants who failed to take steps to protect their rights. As unfortunate as this situation might be, it is a reality. If you want to protect your rights and financial interests, call our insurance coverage lawyer in West Palm Beach FL from the Law Office of Eric H. Luckman, P.A. now.
Common Examples of Bad Faith Insurance Claims
There are many ways an insurance company can act in bad faith. They include:
- Inadequate claim processing.
- Improper investigation of the claim.
- Intrusive or overzealous investigation.
- Significantly delaying a payment.
- Unreasonable denial of an insurance claim.
A bad faith insurance claim might also be brought against a third party who has committed acts such as:
- Failing to settle a claim.
- Failing to defend a claim.
- Negligent handling of a claim.
What to Do If You Believe You Are a Victim of an Insurance Company’s Bad Faith
Insurance bad faith laws are an extremely intricate area of litigation. Without an experienced insurance coverage lawyer in West Palm Beach FL on your side, you might lose out on recovering your damages. At the Law Office of Eric H. Luckman, P.A. we work hard to find solutions for clients saddled with insurance dispute claims. We can handle claims that involve:
- Health insurance
- Emergency room treatment
- Disability insurance
- Life insurance
- Auto insurance
- Commercial insurance
- Homeowners insurance
When you choose an insurance coverage lawyer in West Palm Beach FL from our firm, you can feel confident knowing that we
- Are guided by decades of experience.
- Possess the necessary resources to investigate and build your claim.
- Are confident, aggressive and determined to get justice on your behalf.
- Cannot be intimidated by opposing lawyers or legal teams.
- Seek maximum compensation for damages.
- Will be fully prepared to go to trial if necessary.
Learn About Your Legal Rights Now
If you believe you are the victim of an insurance company acting in bad faith, contact an insurance coverage lawyer in West Palm Beach FL from the Law Office of Eric H. Luckman, P.A. to schedule a complimentary consultation.
If you are looking for a top insurance coverage lawyer West Palm Beach FL has to offer, specifically related to legal help regarding homeowners claims, it may be in your best interest to contact the Law Office of The Law Office of Eric H. Luckman, P.A. We have helped many clients who have been victims of homeowner defrauding, and unfortunately, in many cases, victims do not realize they were not properly insured all along – until it’s too late.
You need not blame yourself if you feel you were a victim of this, as you may be entitled to receive compensation from your insurance carrier for this fraud. Eric H. Luckman is the kind of insurance coverage lawyer West Palm Beach FL residents deserve, and can be your advocate if you are finding yourself in a situation like this.
A West Palm Beach insurance coverage lawyer can help you figure out what the insurance company should have provided you coverage for, versus the existing coverage you had. When you obtain a homeowners insurance policy, you are typically purchasing a variety of different coverage types, depending on your exact needs. The average homeowners policy covers the following:
- Dwelling loss or damage, which can also include other detached outer buildings like garages, sheds, shops, and airplane hangers;
- Personal property loss or damage, which can include guns, computers, jewelry, and vehicles (also known as the contents of your home);
- Other living expenses, which can include the incurred expenses while repairs are being made, such as hotel and transportation costs; and
- Liability coverage, which can include protection if a claim is initiated due to injury.
Insurance policies and the claim process can be a challenging and complex process for many people to understand, which is why it is crucial to hire an insurance coverage lawyer West Palm Beach FL trusts. Call the Law Office of Eric H. Luckman, P.A today for your free consultation.
If your home has incurred damage from any of the following disasters, it is highly advisable that you contact an insurance coverage lawyer in West Palm Beach FL:
- Hurricane; or
- Any other large disaster or unfortunate event.
The type of experienced insurance coverage lawyer West Palm Beach FL residents should look for can be found at the Law Office of Eric H. Luckman, P.A, and the initial consultation is free. This can give you a chance to speak to an insurance coverage lawyer and get all of your questions answered about your homeowners’ insurance policy claim and how your legal rights may be protected.
Our lawyers are compassionate and understand the severity of the situation at hand. Insurance companies do not always have your best interest at heart, which is why it is highly advisable to have a seasoned insurance coverage lawyer on your side to advocate for you. Call the Law Office of The Law Office of Eric H. Luckman, P.A. at (561) 717-7345 to speak with an insurance coverage lawyer West Palm Beach FL is proud to have fighting for its community and get the answers you need today.