Insurance Coverage Lawyer West Palm Beach FL

An Insurance Coverage Lawyer West Palm Beach FL Offers Discusses Insurance Dispute Claims 

Insurance Coverage Lawyer West Palm Beach FL

If your insurance claim for medical care, property damage, or life insurance was denied, consider consulting an insurance coverage lawyer West Palm Beach, FL residents rely on at the Law Office of Eric H. Luckman, P.A. today. You may have been wrongfully denied and are entitled to a resolution or compensation.

Why Insurance Companies Often Deny Claims

It may be economically “wise” for an insurance company to act in bad faith when it comes to honoring customers’ claims. Every day, thousands of claims are filed with insurance companies which means those insurers must pay out millions of dollars every year. By denying claims that should be approved, insurance companies can save tremendous amounts of money. They also know that very few of their policyholders will contest a claim denial.

In fact, only about five out of 100 policyholders who were denied justifiable compensation will actually dispute the decision. In general, when a dispute is contested, four of these five people will receive fair compensation. The remaining claim may escalate to a bad faith lawsuit which could result in the insurance company having to pay a substantial settlement to the policyholder.

Even after finally paying settlements after these disputes, the insurance company has still likely saved money by denying the other 95 claimants who failed to take steps to protect their rights. As unfortunate as this situation might be, it is a reality. If you want to protect your rights and financial interests, call our team from the Law Office of Eric H. Luckman, P.A. now.

Common Examples of Bad Faith Insurance Claims

There are many ways an insurance company can act in bad faith. They include:

  • Inadequate claim processing.
  • Improper investigation of the claim.
  • Intrusive or overzealous investigation.
  • Significantly delaying a payment.
  • Unreasonable denial of an insurance claim.

A bad faith insurance claim might also be brought against a third party who has committed acts such as:

  • Failing to settle a claim.
  • Failing to defend a claim.
  • Negligent handling of a claim.

What to Do If You Believe You Are a Victim of an Insurance Company’s Bad Faith

Insurance bad faith laws are an extremely intricate area of litigation. Without an experienced insurance coverage lawyer on your side, you might lose out on recovering your damages. At the Law Office of Eric H. Luckman, P.A., we work hard to find solutions for clients saddled with insurance dispute claims. We can handle claims that involve:

  • Health insurance
  • Emergency room treatment
  • Disability insurance
  • Life insurance
  • Auto insurance
  • Commercial insurance
  • Homeowners insurance

When you choose an insurance coverage lawyer from our firm, you can feel confident knowing that we:

  • Are guided by decades of experience.
  • Possess the necessary resources to investigate and build your claim.
  • Are confident, aggressive and determined to get justice on your behalf.
  • Cannot be intimidated by opposing lawyers or legal teams.
  • Seek maximum compensation for damages.
  • Will be fully prepared to go to trial if necessary.

Our Team Can Help You With Bad Faith Insurance

Insurance agencies are to act with good faith, especially when it comes to making decisions about whether to approve a claim or not. However, all too often these companies take advantage of people who do not fully understand their rights, and wrongfully deny claims as a way to save on the bottom dollar. State law requires that insurance companies investigate claims and delve into them with an objective mindset. If a company fails to do a full search or only finds evidence to support denying a person’s claim, they are said to be acting in bad faith.

Your lawyer from the Law Office of Eric H. Luckman, P.A. can discuss with you the different types of misconduct that a bad faith insurance company may commit. For instance, the insurance company may have failed to abide by terms in your contract. In that case, a lawyer can help you collect benefits that were promised in the agreement. If the insurance agency still refuses to provide benefits, then they are acting in bad faith, and may have to pay the insured person compensation for their losses associated with claim denial.

A FL lawyer for insurance coverage in West Palm Beach from our law office can help you deal with insurance company misconduct pertaining to:

  • Refusal to Pay Benefits
  • Malice or Fraud
  • Breach of Contract

What To Do Next

We understand just how angry it can make people feel to hear that their insurance claim was denied, even after making regular payments into an insurance program. It can be an unexpected surprise to receive notice that your insurer denied your claim, and you may wonder what happens next. Upon hearing this news, many individuals and families may not be sure how they are going to get and pay for the medical care they need.

We depend on our insurance policy to get us through hard times, so when it doesn’t, there are often so many questions and worries. You can rely on us to provide you with answers to your inquiries and whether filing an appeal is what you should do next. If your claim was denied, you can appeal their decision with guidance from a lawyer at the Law Office of Eric H. Luckman, P.A. We can assist in gathering evidence to support your claim so you can prepare the strongest argument possible.

The most efficentive thing you can do after a denial of your insurance claim, is contact a reputable and experienced team of lawyers. We offer free consultations, so we can hear your story and then advise what your options are in responding to it. We have a reputation as being a resilient opponent against bad faith insurance companies. We are not afraid to go up against large agencies on behalf of our clients, who became victims to the medical system. Call us now for more information.

Learn About Your Legal Rights Now

If you believe you are the victim of an insurance company acting in bad faith, contact an insurance coverage lawyer in West Palm Beach FL from the Law Office of Eric H. Luckman, P.A. to schedule a complimentary consultation.

If you are looking for a top insurance coverage lawyer West Palm Beach FL has to offer, specifically related to legal help regarding homeowners claims, it may be in your best interest to contact the Law Office of The Law Office of Eric H. Luckman, P.A. We have helped many clients who have been victims of homeowner defrauding, and unfortunately, in many cases, victims do not realize they were not properly insured all along – until it’s too late.

You need not blame yourself if you feel you were a victim of this, as you may be entitled to receive compensation from your insurance carrier for this fraud. Eric H. Luckman is the kind of insurance coverage lawyer West Palm Beach FL residents deserve, and can be your advocate if you are finding yourself in a situation like this.

A West Palm Beach insurance coverage lawyer can help you figure out what the insurance company should have provided you coverage for, versus the existing coverage you had. When you obtain a homeowners insurance policy, you are typically purchasing a variety of different coverage types, depending on your exact needs. The average homeowners policy covers the following:

  • Dwelling loss or damage, which can also include other detached outbuildings like garages, sheds, shops, and airplane hangers;
  • Personal property loss or damage, which can include guns, computers, jewelry, and vehicles (also known as the contents of your home);
  • Other living expenses, which can include the incurred expenses while repairs are being made, such as hotel and transportation costs; and
  • Liability coverage, which can include protection if a claim is initiated due to injury.

Insurance policies and the claim process can be a challenging and complex process for many people to understand, which is why it is crucial to hire an insurance coverage lawyer West Palm Beach FL trusts. Call the Law Office of Eric H. Luckman, P.A today for your free consultation.

If your home has incurred damage from any of the following disasters, it is highly advisable that you contact an insurance coverage lawyer promptly: 

  • Fire;
  • Water;
  • Hurricane; or
  • Any other large disaster or unfortunate event.

The type of experienced insurance lawyer residents should look for can be found at the Law Office of Eric H. Luckman, P.A, and the initial consultation is free. This can give you a chance to speak to an insurance coverage lawyer and get all of your questions answered about your homeowners’ insurance policy claim and how your legal rights may be protected.

Call The Law Office of Eric H. Luckman, P.A.

Our lawyers are compassionate and understand the severity of the situation at hand. Insurance companies do not always have your best interest at heart, which is why it is highly advisable to have a seasoned insurance coverage lawyer on your side to advocate for you. Call the The Law Office of Eric H. Luckman, P.A. at (561) 737-3133 to speak with a Florida insurance coverage lawyer in West Palm Beach is proud to have fought for its community and get the answers you need today.