There are countless websites and so much information floating around on what to do if you are involved in a car accident. We have often heard from friends and family on what they did and whether or not it worked for them. It can get confusing and some information out there may be inaccurate. An accident, no matter how minor, can be life changing. They often come at the most unexpected time and can turn your life upside down. Imagine driving down the road and suddenly getting hit by someone who failed to follow the rules of the road. Now your car is damaged and you may even be hurt. What’s next?
File a Claim
Most counties in Texas will not even send the police to the scene of an accident unless someone is injured. In fact, even when the police do arrive, they often do not write a police report. If a police report is drafted for your accident, you are in luck. Make sure you know what county the accident occured in so that you can pull up the police report. It will contain the other driver’s information including their name and insurance company. The police report will generally take 3 to 5 days to be ready, and you can get your own copy for a few dollars. The insurance company of the driver at fault will be listed. You should call them immediately and report the accident to set up a claim.
Collect Information from the Accident
If the police do not come out to the scene of the accident, it is vital that you gather all the necessary information on your own. Be sure to ask for the person’s name, address, insurance, and even their driver’s license. There have been cases where drivers refuse to give out information or limit the information they give out. Take a picture of the other car including the license plate, accident scene, your car, and even of the other driver. Get their phone number and be sure to get their insurance information.
Accidents are unexpected and can cause a lot of stress. It is worse when you get hurt and have to deal with both a damaged car and injuries. Make sure you have the correct coverage in your own policy to protect yourself from other drivers who might not have insurance.
Most of all, call a skilled personal injury attorney, such as a motor vehicle accident attorney in Arlington, TX, right away. They can minimize the stress and help you with the other driver’s insurance company and make sure you are compensated for your damages.
Thanks to Brandy Austin Law Firm, PLLC for their insight into what to do after a car accident.