How Do I Pay Medical Bills Until I Get My Settlement?

Suffering a serious personal injury from a car accident you didn’t cause can be not only painful but also stressful. Medical treatment is expensive. You may not be able work until your injury heals so you might not have any income for the time being. The following are some suggestions that might make it possible for you to pay your medical bills while you’re waiting for a settlement from the insurance company.

Your Personal Injury Lawyer Can Negotiate an Out-of-Court Settlement

A skilled personal injury attorney Cheverly MD trusts should have extensive experience with negotiating settlements with insurance companies. Very often the insurance company will not offer maximum compensation for your damages. Hiring an attorney can make all the difference. With the threat of a lawsuit as an alternative, most insurance companies will prefer to write the accident victim a check. This will enable you to pay your medical bills. In addition, most personal injury lawyers don’t charge accident victims unless they win them a settlement or lawsuit award.

Request a Lawsuit Loan

Special lenders are available that can help you pay your bills until you receive your settlement money. A lawsuit loan is a cash advance that you can get if your case is strong and likely to conclude in your favor. Your personal injury attorney may have to vouch for this on your behalf and speak with the lender.

File for Disability

Your medical doctor can provide you with the medical documentation that you need for a federal disability claim. You may also qualify for additional federal and state benefit programs if you are going to be disabled for longer than 12 months. It is up to your doctor to estimate how long your recovery might take.

Sell Your Unneeded Belongings

You may want to have your family members help you to decide which items you no longer need and prepare them for sale. A yard sale or an online auction can help you to find buyers quickly so that you can gather funds to pay toward your medical bills. This option may allow you to get what you need quickly so that you won’t fall too far behind.

Peer-To-Peer Loan

You can apply for funds from a peer-to-peer lending site. These sites allow you to tell your story, and then investors from your group of peers can provide you with the monies that you need for your tasks. People are often very sympathetic toward others who have been in accidents and are physically and financially struggling.

Hire a Personal Injury Lawyer

Possibly your best option is to hire a reliable personal injury attorney. Your personal injury lawyer will work hard to get you the funds that you need to pay for your damages caused by someone’s negligence. It’s important to contact an attorney as quickly as possible to begin the process of recovering your damage costs.

Cohen and CohenThanks to our friends and contributors from Cohen & Cohen, P.C. for their insight into car accident cases.