According to “Ride Smart Florida” there are more than 600,000 registered motorcycles across the state of Florida. Unfortunately, statistics also show that during 2012, there were more than 9,000 accidents involving motorcycles. When you combine the speed of a motorcycle with the lack of protection offered to drivers and passengers, it comes as little surprise when serious injuries or death occur after a motorcycle accident.
Motorcycle accident injuries
There are some typical injuries that motorcycle drivers and riders must deal with after an accident. Unfortunately, one of the most common is an injury to the head which can have devastating long-term repercussions. Since Florida also allows many motorcycle operators the ability to travel without a helmet, head trauma is fairly common, especially when a rider or driver is thrown from the bike. Head trauma can cause a host of long-term problems including:
• Permanent paralysis – unfortunately, in very severe head trauma cases victims may be left permanently unable to walk or take care of themselves. In addition to long-term hospitalization, victims will often require around-the-clock care after a motorcycle accident.
• Brain damage – one of the leading causes of permanent brain damage is head trauma. When someone suffers a head injury after a motorcycle accident, they may have also suffered traumatic brain injury. These injuries nearly always have bad outcomes and victims can suffer personality changes, inability to care for themselves and even be unable to return to work after an accident.
• Vision damage – unfortunately it is not uncommon to suffer long-term damage to the eyes after a serious blow to the head. In fact, there are documented cases where motorcycle accidents have resulted in blindness that is irreversible.
Victimized by insurers after a motorcycle accident
Sadly, insurance companies know that after a motorcycle accident, victims are going to typically face long-term medical needs including hospitalization, rehabilitation and pain medications. This may result in an insurance company being quick to offer a motorcycle accident victim a quick settlement. Victims and their families are often concerned about immediate financial needs and this may lead them to accept any settlement offered so they can manage their daily finances. This could be a serious mistake in the long run because insurers are interested in saving money not in protecting you and your loved one.
How to avoid motorcycle accident insurance issues
After being involved in a motorcycle accident, it is important to notify your insurance company as soon as it is possible to do so. However, it is equally important to not jump at the first offer the company makes you to to settle your claim. The reason this is so important is that it is often impossible to tell immediately following an accident just what injuries have been suffered. Keep in mind, following an accident most people are suffering from what is known as “adrenaline high” which often can mask injuries.
At the Law Office of The Law Office of Eric H. Luckman, P.A., we understand how insurance companies work to protect their bottom line. We are here to make sure that as a victim of a motorcycle accident, you have an advocate who is working on your side to protect your rights. Contact us before you agree to any insurance settlement and we’ll make sure we review your case as well as the insurance offer. You should never settle for an amount that doesn’t cover your long-term medical needs after a motorcycle accident and we can help make sure you do not have to.