Our Palm Beach insurance claim attorneys noticed a recent interesting insurance law case. The suit, Hull & Co. v. Superior Court, involves “stranger liability,” in other words whether a victim can sue the insurance broker who provided insurance to a business establishment, even though that victim has no direct contract with the insurance broker.
The background of the case is as follows: Jason Gonzaga was shot at a Dave & Busters bar. Mr. Gonzaga sued the bar and also their security company, claiming that they failed to prevent the shooting incident. He settled that case, but then filed another case against the security company’s insurance provider, Burlington, claiming that they had denied the security company’s claim in bad faith under the assault and battery exclusion. Continue reading ““Stranger Liability” For Insurance Providers”