How Do I Pay Medical Bills Until I Get My Settlement?

Suffering a serious personal injury from a car accident you didn’t cause can be not only painful but also stressful. Medical treatment is expensive. You may not be able work until your injury heals so you might not have any income for the time being. The following are some suggestions that might make it possible for you to pay your medical bills while you’re waiting for a settlement from the insurance company.

Your Personal Injury Lawyer Can Negotiate an Out-of-Court Settlement

A skilled personal injury attorney Cheverly MD trusts should have extensive experience with negotiating settlements with insurance companies. Very often the insurance company will not offer maximum compensation for your damages. Hiring an attorney can make all the difference. With the threat of a lawsuit as an alternative, most insurance companies will prefer to write the accident victim a check. This will enable you to pay your medical bills. In addition, most personal injury lawyers don’t charge accident victims unless they win them a settlement or lawsuit award.

Request a Lawsuit Loan

Special lenders are available that can help you pay your bills until you receive your settlement money. A lawsuit loan is a cash advance that you can get if your case is strong and likely to conclude in your favor. Your personal injury attorney may have to vouch for this on your behalf and speak with the lender.

File for Disability

Your medical doctor can provide you with the medical documentation that you need for a federal disability claim. You may also qualify for additional federal and state benefit programs if you are going to be disabled for longer than 12 months. It is up to your doctor to estimate how long your recovery might take.

Sell Your Unneeded Belongings

You may want to have your family members help you to decide which items you no longer need and prepare them for sale. A yard sale or an online auction can help you to find buyers quickly so that you can gather funds to pay toward your medical bills. This option may allow you to get what you need quickly so that you won’t fall too far behind.

Peer-To-Peer Loan

You can apply for funds from a peer-to-peer lending site. These sites allow you to tell your story, and then investors from your group of peers can provide you with the monies that you need for your tasks. People are often very sympathetic toward others who have been in accidents and are physically and financially struggling.

Hire a Personal Injury Lawyer

Possibly your best option is to hire a reliable personal injury attorney. Your personal injury lawyer will work hard to get you the funds that you need to pay for your damages caused by someone’s negligence. It’s important to contact an attorney as quickly as possible to begin the process of recovering your damage costs.

Cohen and CohenThanks to our friends and contributors from Cohen & Cohen, P.C. for their insight into car accident cases.

How Important Are Seat Belts?

Buckling your seat belt is something you should consider doing every time you get in a car, whether you’re a driver or a passenger. If you’re a habitual seat belt wearer, it’s probably such an instinctual reaction that you rarely think about it, if ever. However, your seat belt is more than just an added task prior to driving or riding in a car. It’s actually a lifesaver.

Lives saved

The National Highway Traffic Safety Administration estimates that wearing seat belts has saved over 15,000 lives on an annual basis. When you consider that there are over 30,000 vehicular fatalities a year, the fact that wearing a seatbelt prevents that number from climbing another 33 percent is nothing short of astounding.

How do seat belts save lives?

Seat belt design and construction is very simple. As a result, you might wonder how effective it can be in the event of a crash or other collision. Turns out, they are very effective. A seat belt can save your life by ensuring that your body remains within the vehicle at the moment of collision. Many vehicular deaths result not from the actual impact, but from being thrown out of the vehicle.

Seat belts are also designed with attention paid to the structure of the human body. Ever wonder why the straps are designed to go in front of your shoulders and hips? It’s because these are the areas of your body best equipped to handle the impact of a vehicular collision. Seat belts don’t eliminate the risk of injury, but they are designed in a way that makes injuries much more manageable.

How to Wear a Seat Belt

A seat belt must be properly worn in order to be effective. The bottom strap needs to penetrate your hips comfortably, no higher or lower. The upper strap goes across your torso, chest to shoulders. Under no circumstance should it be in any other position. Improperly wearing your seat belt can be just as deadly a mistake as not wearing one at all.

Children and Seat Belts

All vehicle occupants should wear a seat belt. It’s especially important that children are properly fitted with a seat belt based on their age, weight, and height. Newborns and those under a year old or less than 20 pounds should be in a rear-facing car seat. One to three-year-olds should be in a front-facing car seat. Children four years and older should be in a booster seat until they are tall enough for a seat belt that fits them as it does for adults.

The Importance of Seat Belts

Seat belts are not just important, they are mandatory. There’s a reason why so many vehicles are designed to make a beeping sound if the driver or any passenger is not wearing their seat belt. Putting on a seat belt is a two-second process that could literally be the difference between life and death.

If you have been injured in a vehicle accident, please contact a attorney today. A skilled attorney like car accident lawyer DC trusts can review your case and potentially help you get the compensation you deserve.

Cohen and CohenThanks to our friends and contributors from Cohen & Cohen, P.C. for their insight into car accident cases.

Personal Injury Settlements and Child Support Payments

Questions about the impact of personal injury settlements on child support payments sometimes arise between parents who were once married to one another. Legal guidelines can be confusing when these two areas of the law overlap.

Personal Injury Settlement and Child Support Claims

Here’s a common example of how these two issues can collide:

  1. A man is badly injured in a car accident by a negligent driver.
  2. He wins over a million dollars in damages in a personal injury lawsuit.
  3. He already owes child support and is behind by several payments.

Will his personal injury settlement be garnished in part to pay the overdue child support payments? Ethically and legally, yes.

State Power to Levy

Under the law, the state has the power to attach the parent’s delinquent child support payments to his property, including a personal injury settlement. Under most circumstances, the process would proceed similar to this:

  1. If the custodial spouse has asked for legal assistance regarding child support enforcement, the legal process should already be in place to intercept his personal injury insurance settlement.
  2. In this scenario, the state would notify the noncustodial parent that he owes child support.
  3. If the noncustodial parent’s outstanding obligation is on the legal record, the garnishment process might be initiated by an income deduction notification. In that event, the noncustodial parent and the insurance company paying out the claim should be notified of the statutory lien.
  4. After the insurance company receives notice of the lien, they will likely contact the noncustodial parent’s attorney.
  5. The attorney should then authorize payment of their client’s funds to fulfill his obligation under the lien.

Personal Injury Insurance Settlements and Child Support Matters

In some states, the lawyer must have actual knowledge of a third-party lien or court-ordered claim to funds in escrow to prompt the payment of the client’s obligation. In that scenario, notice would arrive as an income deduction notice by the state’s child support enforcement office.

Prospective Perfection of a Child Support Lien

The lawyer’s obligation in the handling of settlement funds when a potential child support lien or claim is asserted is to make sure their client follows the law. The attorney’s primary duty in this scenario is to offer vigorous client representation. It’s the state’s duty to perform required investigation and to notify the law firm of the presence of a valid child support lien.

If you have questions or concerns about child support payments and how they may affect a personal injury settlement, contact a Charlottesville child support attorney or a personal injury lawyer.

MartinWren P.C.Thanks to our friends and contributors from MartinWren P.C. for their insight into personal injury settlements and child support payments.

5 Major Mistakes in Legal Video Depositions

Video depositions can be very helpful to lawyers, prosecutors, and witnesses. They provide a great opportunity for all parties involved to communicate better during trials or in settlement negotiations. Depositions can save a lot of time and money, while still helping cases move forward. However, video depositions can only yield the desired results if done right. Here are five mistakes to avoid during a deposition.

1. Neglecting to Pay Attention to Body Language

Certain body movements and facial expressions can give the wrong impression during video depositions. Expressions such as frequent and exaggerated eye movements can mean the person is agitated by the speaker or is lying; placing the hands over the mouth when talking could mean someone is being deceptive; sitting with the arms crossed or head pointing down could mean the person is ashamed or threatened. Try to encourage deponents to be mindful of these negative body languages during a video deposition.

2. Making Jokes While on the Record

Whether you are a personal injury lawyer or a deponent, you need to take the video deposition seriously. Laughing or cracking jokes are common coping techniques likely to occur in stressful situations like depositions, but these actions can make the other parties involved think that you aren’t taking the matter seriously. Everyone should maintain a professional and pleasant demeanor throughout the process.

3. Not Delivering Exhibits on Time

Some depositions may require the parties involved to produce exhibits. If you plan to use exhibits, make sure they are in the deposition room on time. Failing to deliver exhibits in a timely manner will force you to reschedule the video deposition so that the witness can see them. This can affect not only the progress but also the chances of winning the case. Create enough time for the exhibits to be transported and delivered to the location.

4. Losing Control of Emotions

Video depositions, at times, cover matters that are sensitive. This may include a serious injury, loss of a loved one, or the splitting of a family. Such issues can be difficult to talk about; it can hurt if someone is trying to minimize the damage or shift the blame onto the victim. The rule of thumb here — for all parties involved — is to stay calm. Blowing up, crying dramatically, or storming out of the room will only ruin the process and complicate issues. Spend some time and practice how to speak and answer sensitive questions during the deposition. This makes it easier for deponents to respond in a cool and less emotional manner.

5. Failing to Hire the Right People

Hiring people who do not have any experience in handling video depositions is a recipe for failure. You need to get the right court reporting company New Jersey trusts and video conferencing service provider for the event. Ensure the court reporting company has experienced professionals handling the video deposition transcription. Also, ensure the video conferencing service provider has experience in legal videography, especially in recording depositions. You should also choose the right venue for the event. The place should be well-lit, have the right equipment, and provide a conducive environment for all parties involved.

VeritextThanks to our friends and contributors from Veritext for their insight into video depositions.

5 Things All Hit and Run Victims Should Know

Auto accidents are stressful enough, but when the culprit flees the scene, things become even worse. A hit and run makes it difficult for your insurance company to cover any property damage or personal injury claims you may have, as a car accident lawyer Phoenix AZ trusts can explain.

Unfortunately, hit and run auto accidents are on the rise all over the U.S., so what can you do to protect yourself?

If you are the victim of a hit and run, follow these 5 important steps:

1.Don’t Chase The Culprit

Pull over when it is safe to do so and call the police immediately. If someone has been injured, make sure they receive medical assistance. Under no circumstance should you pursue the person who hit you, you may find yourself in a potentially dangerous situation. Besides, you need to remain at the scene so you can look for witnesses and make a police report.

2.Get As Much Information As Possible

One small detail may help the police find the person who struck your car, so try to gather as much information as possible, including:

  • The license plate number
  • The make/model/color of car
  • The direction in which the driver took off
  • The time and location of the accident
  • A physical description of the person
  • Witnesses to the accident
  • Pictures of the damage done to your car

3.Make A Police Report

Always call the police if you’ve been in an auto accident. Creating a police report about the incident will be crucial to filing a claim with your insurance company. Provide the police with as much of the above information as possible.

4.Contact Your Auto Insurance Company

Once there is a police report, you’ll want to file an insurance claim. Every insurance policy is different, and yours may not cover hit and run incidents. To avoid being financially responsible for an accident you did not cause, make sure your auto insurance policy has at least one of the following coverages:

Uninsured Motorist Coverage: this can help provide coverage for any injury caused by an uninsured, negligent driver. In the case of a hit and run, the negligent driver is unknown and therefore uninsured.

Collision Coverage: this can help cover the cost of repairing/replacing the damage to your car

5.Beware The “False Information” Hit and Run

If you and another driver exchange information after an accident, but their information turns out to be false, that is considered a hit and run. Don’t let the other driver talk you out of calling the police or offer you cash on the spot. Their avoidance to involve the police and insurance companies should not sit right with you.

If you’ve been injured in a hit and run, contact a skilled personal injury lawyer today.

Kamper Estrada LLP Thanks to our friends and contributors from Kamper Estrada LLP for their insight into hit and run cases.

What is forensic accident reconstruction?

In 2016, there were 40,200 deaths due to vehicle accidents according to the National Safety Council. This was a 6% increase over 2015. Every year over two million people are injured or disabled due to motor-vehicle accidents. These accidents must be investigated to determine who is at fault for the accident, who is financially liable to provide financial compensation for accident damages, and who should be criminally charged if a law was broken. To answer these questions, a reconstruction of the accident is often necessary.

Immediately after the Vehicle Accident

Shortly after a vehicle accident, the police arrive to do an initial investigation to determine the cause of the accident.

  1. They interview any survivors of the accident.
  2. They interview eyewitnesses to get their perspective as to what happened.
  3. The police also investigate any possible criminal wrongdoing, such as speeding, driving under the influence of drugs or alcohol, or if there was an hours-of-service violation if a commercial driver is involved in an accident.

Accident Investigators

After the initial police investigation takes place, independent investigators who are hired by one or more insurance companies or attorneys are brought in to analyze the events leading up to and including the accident. The primary role of the independent investigator is to determine who caused the accident. Their conclusion will indicate who is financially liable for paying damages. Some of the things accident investigators do at a crash site include:Taking measurements of where

  • Taking measurements of where impact occurred and other important details.
  • Determining the point-of-impact and if there were multiple locations.
  • Examining the final resting position of the vehicle(s).
  • Examining skid, scrub, and gouge marks as well as damage to surrounds such as a curb, objects on the sidewalk, signage, etc.

For example, accident investigators can look at the length of the skid marks to calculate the speed the vehicle was travelling at prior to impact. Many current vehicles have onboard crash data recorders, which provide vital pre-crash data, and it also collects information during the crash.

Accident investigators also inspect the vehicle(s) involved in the accident to see if there was a mechanical malfunction. They assess the damage to the vehicle(s), and they check the driver qualifications in terms of valid licensing. Once the accident investigators have gathered all the information, including the police reports, then they upload this information into electronic surveying equipment to create a computer-generated scale diagram of the accident scene. At this point, they can start reconstructing the accident.

Accident Reconstruction

Accident reconstructions are performed when there is a vehicle accident that involves a fatality or bodily injury.

  • Based on the physical evidence and calculations that were gathered at the scene of the accident, accident investigators can recreate and present the events through forensic animation.
  • Forensic animation provides an important audio-visual presentation to LA personal injury attorneys, insurance companies, and jurors so that they can see a representation of how an accident occurred and who is deemed to be at fault.

Accident investigators play a critical in court cases involving vehicle accidents. Court-qualified accident investigators can use the information they gathered from an accident scene and reconstruct the accident so that they can accurately explain what happened. Their role is also vital in helping to create safer roads, highways, and vehicle safety features. Not every accident requires the services of an accident investigator, but if an accident results in a lawsuit, their expertise can help provide an accurate portrayal of the event.

Los Angeles Personal Injury Lawyers Thanks to our friends and contributors from Los Angeles Personal Injury Lawyers for their insight into forensic accident reconstruction.

Filing a Personal Injury Claim for Joint Injuries

As a chiropractor Gaithersburg MD trusts can tell you, joint injuries can happen to almost anyone. and if someone else’s negligence caused that injury, you may have recourse for compensation.

Joint Injuries

Joints can be damaged when they are subjected to unnatural forced movements, and this damage can be either temporary or permanent. If you’ve been injured and suspect that a tendon or ligament has been damaged, it’s important to seek medical care as soon as possible. Delaying treatment can cause even more damage to the joint and could even lead to a permanent injury.

Many different types of accidents can result in joint injuries. Slip and fall accidents, car accidents, bicycling accidents, and workplace accidents can all result in joint injuries. Even a minor joint injury can cause a great deal of pain. Symptoms often include inflammation, redness, instability, limited motion, swelling, and stiffness.

Common types of joint injuries include:

●      Rotator cuff injury (shoulder injury)
●      Tennis elbow
●      Knee injuries
●      Dislocation
●      Sprains

Determine Liability

In any personal injury claim it is imperative to prove that another party was negligent or acted wrongly in some way, and that this action (or failure to act) directly led to your accident and injury.

Even though the accident was not your fault, you’ll have to prove that the at-fault individual or company was negligent in their actions. It can be helpful to collect as much evidence of your injury as possible. Photos and medical records are two examples of strong pieces of evidence in a personal injury claim.

Settlement or Trial?

An experienced personal injury lawyer may first try to negotiate a settlement after filing a claim. This is often preferable for all parties involved. For an injured victim, reaching an early settlement can be very beneficial. The process tends to be much faster than a trial case, and obtaining the settlement money quickly can help to cover medical bills. However, in cases where a settlement cannot be reached, it’s important to have a lawyer who is willing to go to court. Trials can be time-consuming and expensive, but in cases where the victim suffered severe injuries, it may be critical to obtain a fair settlement awarded by a judge or jury.

Joint injuries can be very painful and may make it difficult to accomplish daily tasks. If you’ve suffered joint injuries in an accident, don’t hesitate to reach out to a lawyer for legal counsel.

Pain & Arthritis Relief Center Thanks to our friends and contributors from Pain & Arthritis Relief Center for their insight into joint injuries!

Depositions in Personal Injury Lawsuits

If you are involved in a personal injury lawsuit, it is likely you will be participating in an oral deposition at some point. In advance of being called for a deposition, it may be helpful for you to have a basic understanding of the process as well as your rights, and what may or may not be expected of you upon arrival.

What is a Deposition?

A deposition is a standard pretrial procedure conducted outside of, but in conjunction with the court overseeing the case.

  • They are used to establish what a witness or party knows about the suit
  • They are used to preserve that information in a formal manner
  • Written notice of the time and place of the deposition is given ahead of time, generally through a subpoena process

What Happens at a Deposition?

At the deposition, the person who is being examined is put under oath, usually by a New York court reporter, and the attorneys for each side will then ask questions which will be recorded and transcribed into written versions of the conversation or line of questioning. Sometimes, an attorney may even request a video recording of the deposition.

What Kinds of Questions Are Asked During a Deposition?

Questions can range to any number of topics, and there are often fewer restrictions on attorneys in the way they phrase their lines of questioning. That said, the proceeding is not intended to waste time, so the questions are generally tailored to the witnesses involvement in the case.

Who Might be Asked to Attend a Deposition?

There are many different kinds of witnesses. Expert witnesses like doctors who have treated the plaintiff, or doctors hired by the insurance company to examine the plaintiff, can be questioned at a pretrial deposition. These doctors may be asked about any diagnosis or prognosis, about the type and cost of the treatment for the injury, and about any limitation or permanent injury suffered by the plaintiff.

The plaintiff in a personal injury case will almost certainly have to submit to questioning at a pretrial deposition.

Either side can also call lay witnesses who they suspect or know to have had some involvement in or been a bystander to the incident in question.

A witness in a deposition would be wise to enlist the help of an attorney no matter what capacity they come to testify in. A personal injury case can be won, lost or irreparably harmed on the strength of a single deposition. Choose an experienced and qualified personal injury attorney who can protect your rights during a deposition.

veritextThanks to our friends and contributors from Veritext for their insight into court reporting and depositions.

Can I Get Workers Comp and Still Sue My Employer?

The US Department of Labor reports thousands of worker injuries each year. If you have been hurt on the job, you have a right to collect some type of benefit for your pain. You may have some confusion about workers’ compensation as opposed to a different type of financial relief such as a personal injury settlement. You may be wondering if you can collect workers’ compensation and still sue your employer. A Palm Beach County workers’ compensation lawyer can provide you with legal advice, but here is some general information that might be helpful:

Worker’s Compensation

Worker’s compensation is a benefit that most employers have to provide to their employees. It provides a percentage of the workers’ wages to the worker while they are recovering from an injury sustained during the course of their employment. Injuries that qualify for workers’ compensation may include:

  • Cuts
  • Burns
  • Back injuries
  • Illnesses
  • Mental and emotional distress

A Personal Injury Settlement

A personal injury settlement is a lump sum of money that a person gets when his or her injuries happen because of someone else’s negligence. Examples of common personal injury cases are:

  • Automobile accidents
  • Nursing home abuse
  • Animal attacks
  • Slip and fall occurrences
  • Medical malpractice

Some personal injuries can occur on the job, and the victim must handle them differently from the way that he or she would handle a workers’ compensation case.

Workers’ Compensation vs. Personal Injury Suits

  • A workers’ compensation case is usually cut and dry. The worker does not have to establish who caused their injury. All the victim has to do is establish that they were involved in work activities when the harmful incident occurred. The person must also make sure that they file the injury claim within the specified time frame and visits the doctor for supporting paperwork. Under normal circumstances, the employee must accept worker’s compensation and cannot sue their employer for causing their injury.
  • A personal injury suit is a negligence case, which means the affected person must prove that the injury occurred because someone else was negligent.  However, you would be suing another party for personal injury and also filing a workers’ compensation claim.  An example of this in a workplace scenario is:
  • A delivery driver is hit by another driver.
  • A traveling salesman gets hurt at the hotel they’re staying at for a broken elevator or a door that closes on them.

Can I Collect Workers’ Compensation and Sue My Employer?

The answer to that question is usually no. Workers’ compensation programs stipulate that a person who files a claim cannot sue the employer. In most cases, the employee has to choose between the two types of coverage. The decision-making process is usually easy, however, particularly with the guidance of a personal injury or worker’s compensation lawyer.

Schedule an Appointment with a Worker’s Compensation Lawyer

You can request a complimentary and confidential consultation with a worker’s compensation attorney who can put your case in perspective for you. Tell him or her about your circumstances and resulting injury. The attorney can advise you whether or not you have grounds for a lawsuit and if you may qualify for worker’s compensation benefits instead.

Franks, Koenig & Neuwelt Thanks to our friends and contributors from The Law Office of Franks, Koenig & Neuwelt for their insight into workers’ compensation and personal injury.

Will my settlement also pay for my totalled motorcycle?

If you were involved in a motorcycle accident caused by another driver, you likely have a great many questions. You may have concerns about compensation for your injuries as well as whether you can receive financial recovery for a totaled motorcycle.

Tort Law and Your Motorcycle Accident

In the United States, compensation for injuries, damages, and losses arising out of an accident, including one involving a motorcycle, is governed by what is known as tort law. A tort is defined as an act or omission that results in injury, damage, harm, or other losses to another party. A tort is considered a civil wrongdoing for which courts are able to impose liability on the party that caused the wrongdoing or accident.

Overview of Compensable Losses in a Motorcycle Accident Case

Financial compensation awarded in an accident case, including one involving a motorcycle, depends on the facts and circumstances of the incident itself. In addition, the actual injuries, damages, and losses experienced by a victim of someone else’s negligence come into play.

With that understood, here are some common examples of losses for which compensation is often awarded in an accident case:

  • Medical bills and expenses
  • Pain and suffering
  • Mental anguish and emotional distress
  • Physical disability
  • Physical disfigurement
  • Property damage or loss

Grounds for Determining That a Motorcycle is Totaled

As part of obtaining fair compensation for a severely damaged motorcycle, certain factors come to bear when making a decision that a bike is totaled or deemed worthless.

  1. Is damage to the bike is so severe that it cannot be repaired in a safe manner?
  2. Are the costs associated with repairing the motorcycle greater than the actual value of the bike itself?
  3. Is damage to the motorcycle so significant that it is not considered safe pursuant to state law or associated regulations?

Insurance Claim Settlement

Even if an insurance company intends to declare a motorcycle “totaled” during the claims settlement process, that determination does not guarantee that you will receive a fair settlement. Insurance companies are in business for a primary reason; they exist to make money for their shareholders. One way in which an insurance company increases its profits is to limit the amount of money expended on claims, including claims that seek payment for property loss such as a damaged motorcycle.

Insurance companies utilize a variety of strategies to limit their exposure in claims. Their goal is to reduce the amount of money they pay to claimants. Skilled and experienced motorcycle accident lawyers in Washington DC can assist you in taking on an insurance company that seems committed to preventing a fair, complete, and comprehensive financial settlement. This includes full payment for a totaled motorcycle.

Some people elect to forgo seeking legal assistance during the insurance claim settlement process. These individuals conclude that involving a lawyer would decrease the amount of money they obtain in the end. In fact, time and again, accident victims that retain legal counsel end up with larger claim settlements than is the case for those who do not have professional representation. This usually proves to be true even when attorney fees are taken into consideration.


Thanks to our friends and contributors from Motorcycle Accident Lawyers – Washington DC for their insight into motorcycle accident cases.